Four processors, one reconciled view
Collect on every rail, everywhere.
Route payments across gateways, store methods and reconcile receipts.
The charge
Routes available
What came back
Taken first pass, no retry
Gateway A · no challenge required
+2 days to settle
Payout 02 Jul · batch py_4471
The rule that chose it
Payment orchestration, not lock-in.
Keep your processor of choice and let Occurly handle routing, methods, retries and reconciliation.
Book a demo-
Multi-gateway routing
Route each charge by region, currency or method, and fail over to a second gateway when the first one declines it or goes down.
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Local methods worldwide
Cards, wallets, bank debits and regional methods in one flow. The customer pays the way they pay at home, on the rail that clears it.
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Tokenized vault
Payment methods are tokenized by the processor and reused on every charge after the first. Occurly holds the token, never the card.
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Receipts & refunds
Issue a full or partial refund against the original charge and send the receipt from the same record. Both post back to the invoice.
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SCA & 3DS
Strong customer authentication is requested where the region asks for it, and an exemption is claimed where the charge qualifies.
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Reconciliation
Each payout is matched line by line to the charges, refunds and fees behind it, so the bank statement and the ledger agree.
Your gateways, orchestrated.
Processor-agnostic
Occurly sits above your payment processors instead of replacing them, so you keep your rates and relationships while gaining routing, retries and a single reconciled view.
- Bring your own gateways
- Route and fail over automatically
- One reconciled payment view
Payments handled the safe way.
Secure by design
Methods are tokenized and vaulted with PCI-compliant processors, SCA is handled where required, and every transaction is logged for audit.
- Tokenized, vaulted methods
- SCA and 3DS support
- Full transaction audit log
Works with the rest of Occurly.
Eleven modules on one data model, one catalog and one ledger.
Payments
questions.
Is Occurly a payment processor?
No. Occurly is processor-agnostic. It connects to the gateways you choose, routes charges to them, and orchestrates retries, methods and reconciliation on top.
Can I use more than one gateway?
Yes. Route by region, currency or method, and fail over to a backup gateway automatically to improve authorization rates.
How are payment details stored?
Payment methods are tokenized and vaulted with PCI-compliant processors. Occurly stores tokens, never raw card data, and supports SCA where required.
Collect more, reconcile less.
Book a demo- 30 minutes
- A working session on your payment stack, not a slide deck.
- Your gateways
- We route one of your real charges in the product, live.
- In writing
- Scope, migration path and commercials follow the same day.